0% introductory APR for 21 months on stability transfers: One of many longest introductory durations on stability transfers we have come throughout, you will get a 0% intro APR on the stability transferred for a full 21 months, which suggests you’ll have virtually two years to repay your stability.
0% introductory APR for 12 months on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months. It is a useful perk for those who plan on shopping for something with the cardboard.
Select your fee due date: Somewhat flexibility can go a good distance in the case of managing your funds. The cardboard allows you to select from any accessible fee date, whether or not it is at first, center, or finish of the month. That manner, you may arrange computerized funds which are aligned together with your paycheck.
No late charges: One of the crucial distinctive perks is that there are not any late charges, ever. When you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged for those who do slip up and miss a fee.
No penalty APR: In the event you miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means expenses a penalty charge, so your APR is not liable to growing as a consequence of late funds.
No annual payment: This card comes with no annual payment, which is a crucial characteristic in case your objective is to repay debt.
